What is a European Health Insurance Card? (EHIC)

The free European Health Insurance Card (EHIC) gives you access to reduced cost or free state-provided medical treatment in all 27 EU countries, so if you’re planning to travel to Europe on holiday it’s well worth having. The card entitles you to the same treatment that local citizens are entitled to, so if their local healthcare is free you won’t have to pay anything either.


Key facts about the EHIC


Why you still need travel insurance

The EHIC is not an alternative to travel insurance. It only focuses on state-provided medical cover and won’t cover you for any of the following:


How to get your free EHIC card

You can apply for your card through the official site at:

You can also find a list of all the countries covered by the EHIC on the NHS site:

For more information visit the European Health Insurance Card: https://www.ehic.org.uk